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Transacting with various commercial organizations online requires consumers to disclose their personal data for the completion of the transaction. However, with the commoditization of personal data, consumers are starting to realize how risky it could be to initiate a transaction anchored on information disclosure. People who would like to be informed how their personal data will be used by organizations only have privacy statements on websites as sources for the needed information. Nonetheless, organizations tend to have different views on the acceptable amount of information that should be included in privacy statements. This study investigated the effects of the contents of two versions of privacy statements (complete vs abridged) on Internet users' perception of an online merchant's trustworthiness (ability, benevolence, and integrity) and on their perceived risk of information disclosure. Results show that a relatively complete privacy statement is more effective in influencing peoples' evaluation of the trustworthiness of an online merchant than an abridged privacy statement. Furthermore, perceptions of privacy-related risks are lower when people are presented with a relatively complete privacy statement than with an abridged privacy statement.
Description: Type: Crystal Statement Necklace Material: Alloy, Rhinestone, Crystal Color: Antique Silver, Antique Gold Gender: Women Style: Europe and America Chain Length: App 48+6cm Weight: App 200g Package Includes: 1 X Crystal Statement Necklace Notice: 1.Due to the difference between different monitors, the picture may not reflect the actual color of the item. Please consider this before the purchase. 2.Please allow slight deviation for the measurement data.
Description: Type: Resin Statement Necklace Material: Alloy, Resin Color: White, Black, Green, Multicolor Gender: Women Style: Vintage Chain Length: App 45+5.5cm Weight: App 60g Package Includes: 1 X Resin Statement Necklace Notice: 1.Due to the difference between different monitors, the picture may not reflect the actual color of the item. Please consider this before the purchase. 2.Please allow slight deviation for the measurement data.
Get the book and get into medical school. Sound simple? Well, it isn’t. But Get into UK Medical School For Dummies contains the information you need to get ahead of the competition and give yourself the best possible shot at success. Doctors Chris Chopdar and Neel Burton guide you through the entire process from deciding whether a career in medicine is right for you to sitting for interviews. Along the way, they provide the proven advice and coaching that has resulted in hundreds of acceptance letters on topic such as: Why choose medicine (and why you may decide not to) Long term planning – The A-levels, extracurricular activities, volunteer opportunities, and work experience that can make you a more attractive candidate; and what to do if you’re lacking in these categories Personal statement – Plenty of insight and examples to help you create a winning and – truly personal – personal statement Research – Put together a plan that ensures you find a university that’s right for you Test preparation – An overview of the UKCAT and BMAT, preparation strategies, and sample questions The interview – Common questions, how to tackle them, and the importance of body language The decision – Tips on choosing between multiple offers!
Book DescriptionPenman's Financial Statement Analysis and Security Valuation 2/e focuses on the output of financial statements, not the input. As such, the book asks what financial statements tell you, not how they are prepared. The idea is to get students to see accounting "working." The book focuses on using financial statements in valuation. The text takes the approach that the best way to accurately value a firm is to look at the future earnings of the firm. The main pretext of the book is that financial statement analysis and valuation analysis are inextricably entwined: valuation is an exercise in financial statement analysis. Financial statement analysis is directed by the need to get information for valuation. Accordingly, the book brings financeand accounting concepts together. The book stresses concepts, but the idea is to show how to move from concepts to practice.
The simple guide to managing your personal brand, a vital element of success in the professional world Personal Branding For Dummies, 2nd Edition, is your guide to creating and maintaining a personal trademark by equating self-impression with other people's perceptions. This updated edition includes new information on expanding your brand through social media, online job boards, and communities, using the tried and true methods that are the foundation of personal branding. Marketing your skills and personality, and showing the rest of the world who you are, gives you a competitive edge. Whether you're looking for your first job, considering changing careers, or just want to be more viable and successful in your current career, this guide provides the step-by-step information you need to develop your personal brand. Distinguishing yourself from the competition is important in any facet of business, and the rise of personal branding has evolved specifically to help candidates stand out from the global talent pool. Establishing a professional presence with a clear and concise image, reputation, and status is a must, whether you're a new grad or an accomplished executive. Personal marketing has never been more important, and your personal brand should communicate the best you have to offer. Personal Branding For Dummies, 2nd Edition, leads you step by step through the self-branding process. Includes information on how to know the «real» you Explains how to develop a target market positioning statement Helps you make plans for your personal brand communications Instructs you with ways to make your mark on your brand environment The book also discusses continued brand building, demonstrating your brand, and the 10 things that can sink your brand. A personal brand is more than just a business card and a resume. It should be exquisitely crafted to capture exactly the image you wish to project. Personal Branding For Dummies, 2nd Edition provides the information, tips, tricks, and techniques you need to do it right.
Valuable guidance for staying one step ahead of financial statement fraud Financial statement fraud is one of the most costly types of fraud and can have a direct financial impact on businesses and individuals, as well as harm investor confidence in the markets. While publications exist on financial statement fraud and roles and responsibilities within companies, there is a need for a practical guide on the different schemes that are used and detection guidance for these schemes. Financial Statement Fraud: Strategies for Detection and Investigation fills that need. Describes every major and emerging type of financial statement fraud, using real-life cases to illustrate the schemes Explains the underlying accounting principles, citing both U.S. GAAP and IFRS that are violated when fraud is perpetrated Provides numerous ratios, red flags, and other techniques useful in detecting financial statement fraud schemes Accompanying website provides full-text copies of documents filed in connection with the cases that are cited as examples in the book, allowing the reader to explore details of each case further Straightforward and insightful, Financial Statement Fraud provides comprehensive coverage on the different ways financial statement fraud is perpetrated, including those that capitalize on the most recent accounting standards developments, such as fair value issues.
A comprehensive look at financial statement fraud from the experts who actually investigated them This collection of revealing case studies sheds clear insights into the dark corners of financial statement fraud. Includes cases submitted by fraud examiners across industries and throughout the world Fascinating cases hand-picked and edited by Joseph T. Wells, the founder and Chairman of the world's leading anti-fraud organization ? the Association of Certified Fraud Examiners (ACFE) ? and author of Corporate Fraud Handbook Outlines how each fraud was engineered, how it was investigated and how the perpetrators were brought to justice Providing an insider's look at fraud, Financial Statement Fraud Casebook illuminates the combination of timing, teamwork and vision necessary to understand financial statement fraud and prevent it from happening in the first place.
The need for nurses is always great, but so is the competition to secure a place in a pre-registration programme at university. If you’re considering a career in nursing, Get into UK Nursing School For Dummies can provide you with the vital edge you need to succeed at getting into nursing school. This compact book provides you with expert advice at each step along the way, including: Career assessment – is nursing for you? Choosing a field to specialize in – adult, children's, mental health or learning disability nursing. Long term planning – A-levels, extracurricular activities, volunteer work, and work experience – that can make you a more attractive candidate Considerations for mature/non-traditional students. Personal statement – Plenty of insight and examples to help you create a winning and – truly personal – personal statement Research – Put together a plan that ensures you find a university that’s right for you. Test preparation – Brush up on your literacy and numeracy skills. The interview – Common questions and how to tackle them whether you’re in a one-on-one and group interview. From «How do I get started?» to «When can I expect to be offered a place?» Get into Nursing School For Dummies answers the questions you have with the information you need.
In this beautifully illustrated book, interiors stylist Tim Neve explores a selection of extraordinary homes. Five eclectic chapters feature many personal "sand castles" inspired by the coast: from the elegant, salt-bleached driftwood neutrals of "Beachcomber" to the faded sunshine yellows and retro lollipop zing of "Endless Summer" and the rich peacock-colored velvets and time-worn vintage collections of the "Bohemian" home. Neve also offers a wealth of practical advice on how to create mood boards and color palettes, and use statement pieces and found objects to create your own personal design style.
The aim of this thesis is to compare and evaluate the features of web-based Personal Health Records. Personal Health Records are, in comparison to Electronic Health Records, administered by users and not physicians or health care providers. The user can enter different medical values and thus create a portable database, since he should be able to access his information anytime, if needs be. The thesis analyzes the functions of web-based Personal Health Records and tries to point out the most important ones but also the most necessary ones by comparing their capabilities and establishing general requirements for Personal Health Records. The results describe the most essential functions of web-based Personal Health Records, in order for a user to create his own health profile.
Turn yourself "up to eleven" with Steve Joness unique take on personal branding. Steve Jones, music industry insider and author of Brand Like a Rock Star , once again takes readers on a trip through rock history to reveal often-overlooked lessons on personal branding. The stories Jones has to tell--how a drummer reinvented his instrument when he lost his arm, why Nikki Sixxs lifestyle killed him and brought him back, how the forces that nearly tore Fleetwood Mac apart actually made their music better--provide the colorful backdrop for the critical lessons on building a high-power personal brand. The book is comprised of five sections that outline the "Five Ps of Personal Branding"--the building blocks for a personal brand: ; Positioning--discovering the readers unique story; Presentation--laying a framework for communicating personal brands; Passion--how to turn a love into a lifes work; Purpose--crafting a personal brand to make the most impact; Profits--generating a profit, emotionally or fiscally, through personal branding No matter what stage a career is in, success today in any field requires a rock star personal brand. Start You Up will set readers on the path to the goals theyve always had--and ones they didnt know were attainable.
An attempt has been made: Mobile as a fashion statement, which includes attitudinal study of girls wearing high heels towards flashy mobile handsets. The questionnaire is administered wherein individuals (girls) are asked to fill questionnaires and then, will carry out an analysis on the basis of the responses from the individuals who participated in the questionnaire. The sample size taken is 240. The analysis revealed that girls who wear high heels have a positive attitude about flashy phones and agree that this adds to their personal definition of style & feel that it is like a fashion statement for them. With more and more features being packed into the handsets, both the customers as well as the salesperson get confused during the sales procedure. Through this research, I intend to do “Attitudinal study of girls wearing high heels towards flashy mobile handsets”. There is need to figure out what kind of people would adopt the new technology and more than technology it is the behavior that is displayed while shopping. Through this research, the salesperson will get an advantage of what sort of handsets should be shown to that particular prospect.
Previous research seems to indicate that organizational socialization and personal change are multidimensional concepts. Research on both concepts is far from conclusive. Both process and content models of organizational socialization are discussed. Research on personal change with regard to job novelty and role innovation is discussed. The present study employs the same sample of participants measured twice for organizational socialization and personal change levels. Personal change was treated as a unidimensional concept. Results suggest that there are significant decreases in language and politics subscales (p
International Financial Statement Analysis provides the most up-to-date detail for the successful assessment of company performance and financial positions. This rich, clear reference covers all aspects from financial reporting mechanics and standards to understanding income and balance sheets. Comprehensive guidance toward effective analysis techniques helps readers make real-world use of the knowledge presented, with this new third edition containing the most current standards and methods for the post-crisis world. Coverage includes the complete statement analysis process, plus information on income tax accounting, employee compensation, and the impact of foreign exchange rates on the statements of multinational corporations. Understand the accounting mechanics behind financial reporting Discover the differences between statements from around the world Learn how each financial statement element affects securities valuation Master analysis for clues into operations and risk characteristics International Financial Statement Analysis provides the latest rules and best practices, with clarity and expert advice. International Financial Statement Analysis Workbook helps busy professionals understand and apply the concepts and methodologies essential to accurate financial analysis. A companion to the IFSA text, this workbook offers learning objectives, chapter summaries, and practice problems that reinforce the practitioner-oriented material to give readers the confidence they need before applying these concepts to real cases. Readers will test their understanding of the standards and mechanics of financial reporting, and make use of the tools and techniques described in the text. This informative study guide is designed to facilitate information retention, helping readers build a strong foundation in financial statement analysis, with practical applications across borders. The volatile global economy makes accurate international financial statement analysis a valuable skill, where insufficient mastery makes precise valuation impossible. International Financial Statement Analysis provides the most up-to-date knowledge, and this workbook offers readers a chance to practice applying that knowledge with carefully constructed problems. Work topic-specific practice problems to facilitate intuitive understanding Review each topic quickly using clear chapter summaries Understand each chapter's objective to avoid missing key information Practice important methods and techniques before applying them in the real world It's impossible to tell how well a subject is mastered without applying the relevant concepts to a real-life situation. Valuation depends upon an accurate financial analysis, and practitioners need a solid grasp of the standards, formats, and documentation they may encounter on the international level. Practice makes perfect, and International Financial Statement Analysis Workbook provides plenty of practice and essential tools for understanding.
Usually CFS is prepared at the end of period using income statement and beginning – ending balance sheets. However, we think that also it can be produced independent of balance sheets and income statement using parallel accounts for this purpose, which will be more useful. Since the transactions occurred during period are recorded depending on the accrual basis; we can not prepare a CFS depending on the Adjusted trial balance as we depend for preparation of Balance Sheet & Income Statement. Therefore, we should take the income statement for the period and beginning & ending balance sheets to prepare a CFS for the period. Our view is that it will be useful for managers to receive the CFS directly from the accounting system as we do for other financial statements instead of depending income statement & balance sheet together with some estimation usually needed when we prepare CFS at the end of accounting period. If CFS is to be prepared directly from the accounting system, then it is compulsory to follow a different method for recording the transactions during period. Therefore the starting point of our approach is to develop such a method.
A lot of people are confused by what is meant by personal ordinariate and Personal Prelature. A personal prelature is an institution having clergy and possibly lay members which would carry out specific pastoral activities. The adjective personal refers to the fact that, in contrast with previous canonical use for ecclesiastical institutions, the jurisdiction of the prelate is not linked to a territory but over persons wherever they happen to be.The establishment of personal prelatures is an exercise of the theologically inherent power of self-organization which the Church has to pursue its mission, though a personal prelature is not a particular church as dioceses and military ordinariates are.A personal ordinariate is similar but different. It is headed by an ordinary who can be either a bishop or priest. It too is personal meaning that it does not have geographic boundaries like a diocese does.A personal ordinariate differs from a personal prelature in that an ordinariate is reckoned as a particular church.Married priests can be an ordinariate.In Kenya we are four validly Ordained Bishops with Apostolic Succession from Pope Paul VI.The book is is a must read to all Christinas
Simply perfection! The Off-The-Shoulder Crop Top will be sure to add a statement to your wardrobe, featuring an off the shoulder design, standard crop style with straps detailing, short sleeves and comfortable fabric at the back. Pair it with the matching skirt to make a statement.
Since 1979 the world has witnessed a remarkable cycle of personal insolvency law reform. Changes in capitalist economies, financial crises and political interest groups all contributed to this cycle of reform. This book examines the role of interest groups and distinct narratives in shaping reform in different countries while drawing attention to the role of timing, path dependency and unintended consequences in the development of personal insolvency law. The book presents case studies of personal insolvency law in the US, France, Sweden, and England and Wales. It then analyses how, following the Great Recession of 2008, international financial institutions paid greater attention to the significance of household debt in contributing to financial instability and the role of individual insolvency law in providing a fresh start. Personal insolvency law reform became part of EU responses to the eurozone crisis and the EU has proposed harmonisation of individual insolvency law to promote entrepreneurialism. This book examines the extent to which these developments represent an emerging international commonsense about personal insolvency and its relationship to neo-liberalism. Finally, this book discusses whether the international emergence of individual personal insolvency law represents a progressive step or a band-aid for the costs of neo-liberal policies, where a significant number of people live close to the precipice of over-indebtedness.
This book focuses the influence of marketing strategy on personal financing among the teachers with offered by Bank X based on research of the case study. The personal financing that was mentioned above is a Personal Financing-I which based on the current situation there were lots of interests about the Personal Financing-I from the customers especially teachers regarding as a government servant. So, the main reason why this case study was conducted is to determine whether the influences of marketing strategy on Personal Financing-I among the teachers are significant acceptable or not. The book is to determine the influence of marketing strategy on Personal Financing-I which focused on the marketing mix in determining the marketing activities for an organization. The marketing strategy consists that was recognized and suggested by Kotler and Amstrong are 4P’s, which are namely product, price, promotion and place. But this case study used 3P’s that were suitable with the topic which are product, price, and promotion. So, from this case study wants to identify whether these 3P’s of marketing strategy have a relationship with the teachers are influence to apply Personal Financing-I.
Practical examples, sample reports, best practices and recommendations to help you deter, detect, and prevent financial statement fraud Financial statement fraud (FSF) continues to be a major challenge for organizations worldwide. Financial Statement Fraud: Prevention and Detection, Second Edition is a superior reference providing you with an up-to-date understanding of financial statement fraud, including its deterrence, prevention, and early detection. You will find A clear description of roles and responsibilities of all those involved in corporate governance and the financial reporting process to improve the quality, reliability and transparency of financial information. Sample reports, examples, and documents that promote a real-world understanding of incentives, opportunities, and rationalizations Emerging corporate governance reforms in the post-SOX era, including provisions of the SOX Act, global regulations and best practices, ethical considerations, and corporate governance principles Practical examples and real-world «how did this happen» discussions that provide valuable insight for corporate directors and executives, auditors, managers, supervisory personnel and other professionals saddled with anti-fraud responsibilities Expert advice from the author of Corporate Governance and Ethics and coauthor of the forthcoming Wiley textbook, White Collar Crime, Fraud Examination and Financial Forensics Financial Statement Fraud, Second Edition contains recommendations from the SEC Advisory Committee to reduce the complexity of the financial reporting process and improving the quality of financial reports.