The life insurance industry in India grew by an impressive 36%, with premium income from new business at Rs. 253.43 billion during the fiscal year 2004-2005, braving stiff competition from private insurers. This report "The growth of ICICI Prudential Life Insurance Co. Ltd. since inception” in Indian Insurance Industry, finds that the market share of the state behemoth, ICICI, has clocked 21.87% growth in business at Rs.197.86 billion by selling 2.4 billion new policies in 2004-05. But this was still not enough to arrest the fall in its market share, as private players like ICICI Prudential Life Insurance grew by 129% to mop up Rs. 55.57 billion in 2004-05 from Rs. 24.29 billion in 2003-04.Total value of the Indian insurance market (2004-05) is estimated at Rs. 450 billion (US$10 billion). Though the focus of this market research report is on “A STUDY ON THE GROWTH OF THE ICICI PRUDENTIAL LIFE INSURANCE CO LTD., SINCE INCEPTION”, it also talks about the market size, market segmentation, and key developments in the market after 1999. The report gives an instant overview of the growth of ICICI Prudential life insurance since inception in the Indian insurance market
Наша знаменитая во всем мире оригинальная основа Shadow Insurance закрепляет тени для век, при этом эффектно усиливает оттенок и предотвращает скатывание и обесцвечивание в течение 24 часов. Невесомый бесцветный состав основы без труда покрывает веко и создаёт ровную и гладкую поверхность для безупречного нанесения и стойкости макияжа.
This book includes comprehensive insurance topics and techniques of selling life and non life insurance .It describes general terms,principles and progress of insurance market. It also describes the levels of insurance institutions and their type of organizational structure.The book is suitable for students who are attending risk and insurance related topics and to those junior insurance officers.
This book covers both theories and practices on Insurance in modern world. To discuss about insurance, this book contains eight separate chapters – Introduction, Life insurance, Fire insurance, Marine insurance, Risk, Miscellaneous insurance, Insurance business in Bangladesh and American Life Insurance Company (ALICO)- A Case Study, Insurance contract (IFRS 3), Schedules from insurance act and problems on life and general insurance. The author believes that this book can be an ideal text book on insurance in modern world. It goes a long way to cover the demand of any syllabus of any modern, developed and top ranked university. Along with the theory and practices, it also covers related IFRS on insurance, Insurance act and practical mathematical problems on life and general insurances. Teachers are expected to take help from this book for their class room teaching and any sort of referencing. Students will be able to meet their thirst for knowledge on insurance and insurance business from studying the topics covered in this book. These topics will be helpful for answering questions at their examination.
This book is addressed to students from economic higher education system and to the professionals active in financial accounting, insurance, reinsurance and general inventory field. The book is structured in five chapters as follows: Insurance and Reinsurance - Forms of Protection Against Risks, Elements of Insurance. The Insurance Contract, Insurance and Reinsurance Market, Financial Insurance, The Accountancy of the General Inventory of the Patrimony.
Insurance is an important part of present day economy. But not all the economies have been benefiting from insurance, Saudi Arabia is one such country where the insurance was not very popular. It was only recently insurance formally became part of Saudi Arabian economy. In 2004 the Saudi Arabian Monetary Agency (SAMA) was assigned with the responsibility of managing the affairs of insurance industry in Saudi Arabia. Since then the insurance industry has been growing by leaps and bounds. More than 30 companies, multinationals and national have been approved for conducting the insurance business. Besides, a large number of companies have entered the market as brokers, insurance agencies etc. In this book various aspects of the insurance have been presented in reference to Saudi Arabia. There are in all 6 chapters followed by glossary and appendices. The six chapters are Introduction to insurance, Types of insurance, Concept of reinsurance, Insurance companies and insurance agency operations, Concept of Takaful and finally Insurance industry in Saudi Arabia.
Надёжная защита помады от обесцвечивания, размазывания и тусклости гарантирована! С помощью основы для макияжа губ Lip Insurance вы сможете великолепно подготовить свои губки и закрепить цвет помады для более стойкого эффекта. Мощная доза омолаживающих пептидов усиливает эффект пухлых губ и выравнивает складочки.
The collapse of some insurance companies coupled with little emphasis on some of the risk factors in estimating motor insurance claims would give room for unfairness in making claim.The study has revealed the difference in the contribution level to making claims This allowed for an in-depth analysis of claim variables to assist in understanding the motor insurance claims.The SIC Insurance Company Limited should give relatively high premium to new cars as compared to older ones due to their higher demand of claims.Structuring the risk factors could help actuaries concerned with motor claims to appreciate the problems and advise the underwriters accordingly.Information Bill must be passed into law in view of removing the bottlenecks associated with data acquisition which was a serious challenge of this study.It is also recommended that further study be done in other insurance companies with the view of appreciating the discrepancies that exist in valuing risk, thus help Policy makers and particularly National Insurance Commission (NIC) to fairly price motor premiums.
Real case studies on insurance fraud written by real fraud examiners Insurance Fraud Casebook is a one-of-a-kind collection consisting of actual cases written by fraud examiners out in the field. These cases were hand selected from hundreds of submissions and together form a comprehensive picture of the many types of insurance fraud—how they are investigated, across industries and throughout the world. Entertaining and enlightening, the cases cover every type of insurance fraud, from medical fraud to counterfeiting. Each case outlines how the fraud was engineered, how it was investigated, and how perpetrators were brought to justice Written for fraud examiners, auditors, and insurance auditors Other titles by Wells: Fraud Fighter and Corporate Fraud Handbook, Third Edition Edited by Dr. Joseph T. Wells, the founder and Chairman of the Association of Certified Fraud Examiners (ACFE), the world's leading anti-fraud organization, this book reveals the dangers of insurance fraud and the measures that can be taken to prevent it from happening in the first place.
Insurance is one of the risk management techniques that provide protection against a financial loss arising from the occurrence of unexpected events. It is financial service that provides individuals and the economy as a whole with a number of important financial services and plays important psychological and social roles of freeing people from worrying. Purchasing insurance policies helps the individuals to recover from damages and losses arise from different risks. In Ethiopia despite the increase of insurance companies, insurance is one of the most overlooked and considerable unexploited potential and also little researches has been conducted on the insurance consumption and attitude of people toward insurance. The main purpose of this study was to examine AAU communities'' attitude towards insurance services and to understand their intention to purchase insurance.
English insurance came into being almost entirely during the Elizabethan period. However, the Great Fire of 1666 consumed most of London's mercantile document, and therefore little is known about early English insurance. Using new archival material, this study provides the first in-depth analysis of early English insurance. It focuses on a crucial yet little-known text, the London Insurance Code of the early 1580s, and shows how London insurance customs were first imported from Italy, then influenced by the Dutch, and finally shaped in a systematic fashion in that Insurance Code. The London Insurance Code was in turn heavily influenced by coeval continental codes. This deep influence attests the strong links between English and European insurance, and questions the common/civil law divide on the history of commercial law.
What is “takaful” in Islamic Finance? How is Shari’a-compliant Islamic insurance likely to evolve in the globalized financial arena? After analysing the genesis and infancy of takaful insurance focusing on the life insurance area, we provide an accurate summary of opportunities to grow and prospective problems in the Islamic insurance industry, concentrating on how these factors may stimulate, coordinate or hinder the healthy development of takaful insurance.
You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month—a fraction of what an employer would have to pay for the same coverage) You are employed and pay extra to cover your spouse or children under your employer-sponsored plan—you may save 50% by taking them off your employer plan You own a small business and are getting killed by double-digit premium increases—you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) You're currently putting money into an IRA or a 401(k)—because you don't realize that an HSA is always a better option You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare—including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care—without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.
The study has been focused to analyze the overall marketing strategies between Indian insurance companies and Global Insurance companies operating in Pune city. Global Insurance companies are expanding their business and giving tough competition to LIC, continuous down fall in the market share of L1C after privatization, new business is increasingly going towards global insurance companies but still holding the dominant position and the most trusted brand among the people, in the post liberalization period, the Indian insurance industry witnessed a marvelous growth and touched its historical height are some of the major findings of study. The suggestions recommended by the researcher will be extremely useful for Indian insurers to bring further improvement in the business of life insurance and its penetration. This book is comparative study of Indian Insurance company and Global insurance Company working in Pune City.
For knowledge-intensive life insurance industry, KM can be a tool of competitive advantage in country like India, where there is a huge market potential. This book aims to understand the KM practices followed in various private life insurance companies compared to the government owned and oldest life insurer in the country – Life Insurance Corporation (LIC). The work is based on a sample comprising of 03 private life insurance companies and 01 public sector LIC. The KM practices are evaluated using MIT90s framework and Hansen, Nohria, and Tierney’s Knowledge Strategy Model of Codification versus Personalization. The work empirically shows that private life insurance companies’ perform well on all dimensions of KM compared to LIC; however, no insurance company follows codification and personalization knowledge strategy as envisaged by Hansen, Nohria, and Tierney’s model. There is huge scope of KM implementation in insurance industry in India.
This book is a research work on insurance industry of Peshawar Pakistan. The purpose of this research was to identify the reasons of purchase of policy holders for life insurance in Pakistan. It was researched that how policy holders motivates for life insurance and what are the factor which create motivation for life insurance. This study primarily attempts to investigate the relationship among the variable to create rational and emotional motivation in the field of insurance in Peshawar Pakistan. Besides, the study also attempts to identify the reasons behind consumer purchase behavior for insurance. The knowledge from the results of this study serves as basis of recommendations for maximizing and help insurance industry that how to motivate prospective policy holders for life insurance either through rationality or Emotions.
The Challenges & Prospects of District-wide Mutual Health Insurance Schemes in the Upper West Region: A Cross Sectional Study of Nadowli District Scheme is the first book to provide a comprehensive overview of how Healthcare is financed under the National Health Insurance concept in Nadowli District since its inception in 2003.The study was a descriptive cross-sectional in design aimed at eliciting information about perception of community members, the health facility, and the scheme about premium levels, benefit package, quality of service, funding of scheme and dependency of exempted registrants on the scheme. The study employed questionnaires administered to households, health facilities and scheme managers. The study identified the challenges & prospects of Nadowli DWMHIS and made recommendations to improve sustainability.This book offers guidance to Health Insurance Practitioners, Managers, Researchers, Students and Policy Makers on how to manage Insurance Schemes in other to ensure viability and sustainability. This book sets standard, both in theory and practice, for future work in field of Health insurance and Healthcare financing in Ghana and other developing countries.