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Rocco  DiBruno How to Write an Investment Policy Statement

Rocco DiBruno How to Write an Investment Policy Statement

An indispensable resource for every financial service professionals developing an IPS The Investment Policy Statement (IPS) is one of the most critical documents fiduciaries must draft. For years, ERISA and other industry regulations have governed the guidelines all fiduciaries must comply with when drafting one. But the current climate of corporate scandal and the 2008 global banking crisis have led to increased scrutiny by regulators, prompting firms to take a closer look at the quality and integrity of their IPSs and to take steps to have a rigorous formal process in place for drafting them. Endorsed by the Foundation of Fiduciary Studies, this concise guide provides a rigorous framework and the expert insight, information and guidance you need to guarantee that your IPS is in complete compliance with all ERISA-directed requirements. Provides a step-by-step plan for creating a uniform IPS that every advisor in the office can follow Defines the duties and responsibilities of all parties involved, while clarifying diversification guidelines and providing methods for keeping costs under control Packed with ready-to-use templates, sample forms, letters and other documents, diagrams and other valuable tools, including sample Policy Statement downloadable at the companion website Designed to get you quickly up to speed on what you need to know to confidently serve your clients with the highest standards of care and protection

Gary Gastineau L. Someone Will Make Money on Your Funds - Why Not You?. A Better Way to Pick Mutual and Exchange-Traded Funds

Gary Gastineau L. Someone Will Make Money on Your Funds - Why Not You?. A Better Way to Pick Mutual and Exchange-Traded Funds

SOMEONE WILL MAKE MONEY ON YOUR FUNDS-WHY NOT YOU? «This book is a treasure trove of practical research and pithy thoughts based on Gastineau's decades of experience; a valuable guide for the thoughtful investor.» —Harold Evensky, Chairman, Evensky, Brown & Katz «Someone Will Make Money On Your Funds – Why Not You? will jar armchair mutual fund investors out of their PJ's. If you think checking out your funds in Morningstar and Lipper has you covered, you best read this book.» —Maureen Nevin Duffy, Editor/Publisher, The Turnaround Tactician «This book is a must-read for fund investors. Gastineau carefully discusses many important factors such as taxes, capital gains overhang, trading costs, turnover, benchmark selection, active management, expense ratio, and aggressive trading by market timers. These factors significantly affect fund performance but may be ignored by investors. Gastineau goes on to build a strong case for choosing ETFs over mutual funds, especially for long-term investors. I strongly recommend this book for investors.» —Vijay Singal, J. Gray Ferguson Professor of Finance and Chairperson of the Finance Department, Pamplin College of Business of Virginia Tech, and author of Beyond the Random Walk: A Guide to Stock Market Anomalies and Low-Risk Investing «Gastineau's message is very powerful. He not only challenges some conventional wisdom on investing, but truly emphasizes how to add value to a portfolio. What is unique is his ability to move quickly from the big picture to implementation strategies offering investment solutions to both investment advisors and individual investors. Portfolio adjustments discussed can potentially have significant impact on a long-term investor's standard of living.» —Dan Dolan, Director, Wealth Management Strategies, Select Sector SPDRs

Tony Gaskins A. The Dream Chaser. If You Don't Build Your Dream, Someone Will Hire You to Help Build Theirs

Tony Gaskins A. The Dream Chaser. If You Don't Build Your Dream, Someone Will Hire You to Help Build Theirs

Build your vision, work with purpose, and live the life of your dreams The Dream Chaser shows you how to step out of the day-to-day grind and start creating the life you want. Does your daily effort at work build your dream, or someone else's? Do you do your job for the paycheck or the fulfillment? It's possible to have both, and this book shows you how to get there. The key is in following your passion and purpose. You have a natural-born talent—whether you know it or not—that can make the world a better place. You have a unique story and vision that can lead you to the life you love. Purpose-minded entrepreneurs are changing the world every day, living and working with passion and excitement. This book shows you how to stay focused on your goals, build a solid hands-on strategy, leverage your talents and abilities, and build a business that benefits the world. Your ideal life is not going to appear out of the blue. You have to actively build it yourself; but first you need to realize just what you're capable of, and then you need to set yourself up for success. This guide shows you how to begin that journey of a lifetime. Follow your passion to achieve success Play to your strengths in strategy and execution Stay focused amidst distractions and obstacles Build the life and business you've always wanted Your dreams, goals, and purpose matter, and it's time to start making them a priority. When you work from a place of passion, drive and strength come from within; you become an unstoppable force, and every day is an adventure in its own way. The Dream Chaser shows you how to start living your real life, starting today.

Фрэнк Синатра. Columbia albums (CDmp3)

Фрэнк Синатра. Columbia albums (CDmp3)

Фрэнсис Альберт Синатра (12.12.1915 - 14. 06.1998) - американский актёр, певец (крунер) и шоумэн. Девять раз становился лауреатом премии "Грэмми". Славился романтическим стилем исполнения песен и "бархатным" тембром голоса. Певческая карьера Синатры стартовала ещё в 1940-х годах, а к концу жизни он считался эталоном музыкального стиля и вкуса. Песни в его исполнении вошли в классику эстрады и стиля свинг, стали наиболее яркими образцами эстрадно-джазовой манеры пения "крунинг". Содержание: Always (Alternate Take) Ghost of A Chance I Don't Know Why (I Just Do) If I Had You (Alternate Take) Mam'selle (Alternate Take) Paradise Someone To Watch Over Me That Old Feeling (Alternate Take) The Nearness of You (Alternate Take) These Foolish Things (Remind Me of You) Try A Little Tenderness Why Shouldn't I You Go To My Head All The Things You Are Embraceable You How Deep Is The Ocean (How Blue Is The Sky) I Concentrate On You I'm Sorry I Made You Cry Over The Rainbow She's Funny That Way That Old Black Magic Adeste Fideles (O Come, All Ye Faithful) Ave Maria Christmas Dreaming (A Little Early This Year) Have Yourself A Merry Little Christmas Introduction by General Reynolds, CHief of Special Services/Frank Sinatra It Came Upon The Midnight Clear Jingle Bells Let It Snow! Let It Snow! Let It Snow! Medley: O, Little Town Of Bethlehem/Joy To The World/White Christmas O Little Town Of Bethlehem Santa Claus Is Coming To Town Silent Night, Holy Night The Lord's Prayer White Christmas Winter Wonderland Body And Soul Fools Rush In (Where Angels Fear To Tread) Guess I'll Hang My Tears Out To Dry It Never Entered My Mind Laura One For My Baby (And One More For The Road) Spring Is Here When You Awake All Of Me Bye Bye Baby Farewell, Farewell To Love It All Depends On You It's Only A Paper Moon I've Got A Crush On You Lover Meet Me At The Copa My Blue Heaven Nevertheless (I'm In Love With You) Saturday Night (Is the Loneliest Night of the Week) Should I The Continental The Hucklebuck There's Something Missing Whem You're Smiling You Do Something To Me Записи 1946-1950 гг. Общее время звучания: 3 ч. 3 мин. 320 kBit/sec. 44,1 kHz, Stereo. MPEG Audio Layer 3 Системные требования: Процессор: Pentium 100 MHz Память: 16 Mb Звуковая карта CD-ROM: 8x

Deepak Malhotra I Moved Your Cheese. For Those Who Refuse to Live as Mice in Someone Else's Maze

Deepak Malhotra I Moved Your Cheese. For Those Who Refuse to Live as Mice in Someone Else's Maze

If you were a mouse trapped in a maze and someone kept moving the cheese, what would you do? Over a decade ago the bestselling business fable Who Moved My Cheese? offered its answer to this question: accept that change is inevitable and beyond your control, don’t waste your time wondering why things are the way they are, keep your head down and start looking for the cheese. But success in the areas of innovation, entrepreneurship, creativity, leadership, and business growth—as well as personal growth—depends on the ability to push the boundaries, reshape the environment, and play by a different set of rules: our own. With that in mind, Harvard Business School professor Deepak Malhotra offers a radically different answer to this question. Malhotra tells an inspiring story about three unique and adventurous mice—Max, Big, and Zed—who refuse to accept their reality as given. As we watch their lives unfold and intersect, we discover that instead of just blindly chasing after the cheese, each of us has the ability to escape the maze or even reconfigure it to our liking. In the face of established practices, traditional ideas, scarce resources, and the powerful demands or expectations of others, we often underestimate our ability to control our own destiny and overcome the constraints we face—or think we face. I Moved Your Cheese reminds us that we can create the new circumstances and realities we want, but first we must discard the often deeply ingrained notion that we are nothing more than mice in someone else’s maze. As Zed explains, “You see, Max, the problem is not that the mouse is in the maze, but that the maze is in the mouse.”

Gordon  Graham White Papers For Dummies

Gordon Graham White Papers For Dummies

A fast and easy way to write winning white papers! Whether you’re a marketing manager seeking to use white papers to promote your business, or a copywriter keen to break into this well-paying field, White Papers For Dummies gives you a wealth of practical, hands-on advice from one of the world’s leading experts in the field. The fact-based documents known as white papers have been called the “king of content.” No other B2B marketing piece can do more to generate leads, nurture prospects, and build mindshare. Where white papers were once used only by technology firms, they are becoming “must-have” items in the marketing toolkit for almost any B2B firm. Practically every startup must produce a white paper as part of its business planning. But writing effective white papers is a big challenge. Now you can benefit from the experience of a white paper specialist who’s done more than 200 projects for clients from Silicon Valley to Finland, from mighty Google to tiny startups. Author Gordon Graham—also known as That White Paper Guy—provides dozens of tips and tricks to help your project come together faster and easier. White Papers For Dummies will help you to: Quickly determine if your B2B firm could benefit from a white paper Master the three phases of every white paper project: planning, production, and promotion Understand when and how to use the three main types of white paper Decide which elements to include and which to leave out Learn the best practices of seasoned white paper researchers and writers Choose from 40 different promotional tactics to get the word out Avoid common mistakes that many beginners make


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