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Mark Loeffler Investing in Rent-to-Own Property. A Complete Guide for Canadian Real Estate Investors

Mark Loeffler Investing in Rent-to-Own Property. A Complete Guide for Canadian Real Estate Investors

Investing in Rent-to-Own Property is the distillation of years of investment experience in real estate. It is a both strategy and a system, which provides stable, proven returns for the investor. On the flip side of the coin, the homebuyer is provided a house that fits their needs and budget. Why should an investor have rent-to-own as part of his or her investment portfolio? This book lays out in clear detail the benefits of rent-to-own and how to get started with a rent-to-own strategy. Loaded with tips and case studies, here are the core components of the system: How to identify properties How to carry out due diligence Smart financing strategies How to market your system and attract interested tenants-homebuyers How to identify and choose tenants-homebuyers The rent-to-own contract Obligations of the investor to the tenant-homebuyer Obligations of the tenant-homebuyer to the investor The team of experts: agent, lawyer, lender, home inspector, accountant Exit strategies There are many singles and couples who for a variety of reasons opt for a rent-to-own opportunity. For some it's an opportunity to check out a location for a couple of years so that they're certain it's the house and neighborhood they want for the long-term; for others it's the desire to own a home but need to grow their down payment-having a nice home while they save is a terrific option. The expertise of the investor in identifying the right property and providing the right financing is another significant aspect for the tenant-homebuyer. The benefits for the investor are many: a solid property in an area where the fundamentals are strong; great tenants who respect the property; a profitable investment even with a downturn in the market. Investing in Rent-to-Own Property is the quintessential tool for investors who have yet to take advantage of a proven money-maker or for those investors who want the benefit of a proven system to build their portfolio.

Moorad Choudhry Fixed-Income Securities and Derivatives Handbook

Moorad Choudhry Fixed-Income Securities and Derivatives Handbook

The definitive guide to fixed-come securities-revised to reflect today's dynamic financial environment The Second Edition of the Fixed-Income Securities and Derivatives Handbook offers a completely updated and revised look at an important area of today's financial world. In addition to providing an accessible description of the main elements of the debt market, concentrating on the instruments used and their applications, this edition takes into account the effect of the recent financial crisis on fixed income securities and derivatives. As timely as it is timeless, the Second Edition of the Fixed-Income Securities and Derivatives Handbook includes a wealth of new material on such topics as covered and convertible bonds, swaps, synthetic securitization, and bond portfolio management, as well as discussions regarding new regulatory twists and the evolving derivatives market. Offers a more detailed look at the basic principles of securitization and an updated chapter on collateralized debt obligations Covers bond mathematics, pricing and yield analytics, and term structure models Includes a new chapter on credit analysis and the different metrics used to measure bond-relative value Contains illustrative case studies and real-world examples of the topics touched upon throughout the book Written in a straightforward and accessible style, Moorad Choudhry's new book offers the ideal mix of practical tips and academic theory within this important field.

Seth Schwartz J. Identity Around the World. New Directions for Child and Adolescent Development, Number 138

Seth Schwartz J. Identity Around the World. New Directions for Child and Adolescent Development, Number 138

Examine the structure and context of identity development in a number of different countries: Belgium, the Netherlands, Germany, Sweden, Italy, China, and Japan. While some identity development proceeds in much the same way across national contexts, this issue suggests that there are important nuances in the ways in which identity unfolds in each country. Macrocultural forces, such as permissiveness in Sweden, collective guilt in Germany, and filial piety in China, direct the identity development process in important ways. Expectations regarding obligations and ties to family also direct the identity development process differently in many of the countries included in this volume—such as extended co-residence with parents in Italy, lifelong obligations to follow parents' wishes in China, and democratic independence in Sweden. The various countries are compared and contrasted against the United States, where much of the early identity research was conducted. The volume also reviews specific identity challenges facing immigrant and ethnic-minority individuals in countries that receive large numbers of immigrants—Germany, Sweden, Belgium, the Netherlands, and Italy—and suggests many future directions for identity research in various parts of the world. This is the 138th volume in this series. Its mission is to provide scientific and scholarly presentations on cutting edge issues and concepts in child and adolescent development. Each volume focuses on a specific new direction or research topic and is edited by experts on that topic.

Carver Miriam Mayhew A Carver Policy Governance Guide, Implementing Policy Governance and Staying on Track

Carver Miriam Mayhew A Carver Policy Governance Guide, Implementing Policy Governance and Staying on Track

The Carver Policy Governance Guide series includes six booklets that offer board members a description of John Carver's Policy Governance model of board leadership. Policy Governance enables a board to fulfill its accountability to its organization's «owners,» whether the owners are association members, city residents, company shareholders, or a community of interest. Policy Governance addresses the board's engagement in financial, programmatic, and personnel matters; roles of officers and committees; reporting and evaluation; agendas; and other aspects of the board job. Implementing Policy Governance and Staying on Track shows boards how they can apply the principles of the Policy Governance model and change the way they govern in practice. The guide cuts across various aspects of the Policy Governance model and challenges board members to move from concepts to practice. The Policy Governance model is based on the functions rather than the structure of a governing board. It outlines commonsense principles about governing that fit together into an entire system. The practices of the Policy Governance board, which are consistent with the principles, allow it to control without meddling, focus on long-term organizational outputs, powerfully delegate to a CEO and staff, and discharge its fiduciary responsibility in a visionary, strategic manner. Because the model is a total system, the Carver Policy Governance Guide series offers boards a complete set of principles for fulfilling their various obligations.

Regarding the Pain of Others

Regarding the Pain of Others

Regarding the Pain of Others is Susan Sontag's searing analysis of our numbed response to images of horror. From Goya's Disasters of War to news footage and photographs of the conflicts in Vietnam, Rwanda and Bosnia, pictures have been charged with inspiring dissent, fostering violence or instilling apathy in us, the viewer. Regarding the Pain of Others will alter our thinking not only about the uses and meanings of images, but about the nature of war, the limits of sympathy, and the obligations of conscience. "Powerful, fascinating. Sontag is our outstanding contemporary writer in the moralist tradition". (Sunday Times). "A coruscating sermon on how we picture suffering". (The New York Times). "A far-reaching set of ruminations on human suffering, the nature of goodness, the lures, deceptions and truth of images ...in short, a summary of what it means to be alive and alert in the twentieth century". (Independent). "Sontag is on top form: firing devastating questions". (Los Angeles Times). "Simple, elegant, fiercely persuasive". (Metro). One of America's best-known and most admired writers, Susan Sontag was also a leading commentator on contemporary culture until her death in December 2004. Her books include four novels and numerous works of non-fiction, among them Regarding the Pain of Others, On Photography, Illness as Metaphor, At the Same Time, Against Interpretation and Other Essays and Reborn: Early Diaries 1947-1963, all of which are published by Penguin. A further eight books, including the collections of essays Under the Sign of Saturn and Where the Stress Falls, and the novels The Volcano Lover and The Benefactor, are available from Penguin Modern Classics.


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